Complimentary Lounge 
HDFC Regalia Gold Credit Card
4 Reward Points per ₹150 on retail spends; 12 Domestic & 6 International Lounge Access.
Joining Fee₹2,500 + GST
Annual Fee₹2,500 (Waived on ₹4L)
4 Reward Points per ₹150 on retail spends; 12 Domestic & 6 International Lounge Access.
Top Benefits & Lounge Access:
- 12 Complimentary Domestic Lounge Visits per year
- Club Vistara Silver Tier & MMT Black Elite Membership
- 1% Fuel Surcharge Waiver up to ₹500/mo
Card Eligibility & Program Details
Comprehensive credit card review with complete breakdown of rewards, annual lounge access policies, interest rates, and fee waivers. Apply online with 100% instant verification.